/* AssetLumo Global Styles - Manrope, fintech minimalist, blue/turquoise accents */
/* Typography */
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url("https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&display=swap");
}

:root {
  --bg: #ffffff;
  --text: #0b1220;
  --muted: #5b677a;
  --line: #e6edf5;
  --primary: #1677ff; /* refined blue */
  --primary-600: #1a5fd1;
  --accent: #0fb5ba; /* turquoise */
  --accent-600: #0a8f92;
  --hero-grad-start: #f6fbff;
  --hero-grad-end: #eefcfe;
  --glass: rgba(255, 255, 255, 0.7);
  --shadow: 0 10px 30px rgba(16, 24, 40, 0.08);
  --radius: 16px;
}

* { box-sizing: border-box; }
html, body { height: 100%; }
body {
  margin: 0;
  font-family: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Layout */
.container { width: 100%; max-width: 1128px; margin: 0 auto; padding: 0 20px; }
.section { padding: 72px 0; }
.section-tight { padding: 48px 0; }

/* Top notice */
.topbar { background: #0b1220; color: #e6f1ff; font-size: 13px; }
.topbar .container { display: flex; align-items: center; justify-content: center; padding: 10px 20px; gap: 8px; }
.topbar svg { width: 16px; height: 16px; opacity: 0.9; }

/* Header */
.header { position: sticky; top: 0; z-index: 40; backdrop-filter: saturate(140%) blur(12px); background: rgba(255,255,255,0.75); border-bottom: 1px solid var(--line); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--text); font-weight: 700; letter-spacing: -0.02em; }
.brand-mark { width: 28px; height: 28px; border-radius: 8px; background: linear-gradient(135deg, var(--accent) 0%, var(--primary) 100%); box-shadow: var(--shadow); }
.nav { display: flex; align-items: center; gap: 18px; }
.nav a { text-decoration: none; color: var(--muted); font-size: 14px; }
.nav a:hover { color: var(--text); }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--hero-grad-start), var(--hero-grad-end));
  position: relative;
  overflow: hidden;
}
.hero .grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 32px; align-items: center; }
.hero-card { background: var(--glass); backdrop-filter: blur(16px); border: 1px solid rgba(255,255,255,0.6); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.hero h1 { font-size: 40px; line-height: 1.1; letter-spacing: -0.02em; margin: 0 0 14px; }
.hero p.lead { color: var(--muted); font-size: 18px; margin: 0 0 22px; }
.cta-row { display: flex; gap: 12px; align-items: center; flex-wrap: wrap; }
.button {
  appearance: none; border: 0; cursor: pointer; border-radius: 12px; padding: 12px 18px; font-weight: 700; letter-spacing: -0.01em; display: inline-flex; align-items: center; gap: 10px; transition: background-color .2s ease, color .2s ease, box-shadow .2s ease; text-decoration: none;
}
.button-primary { background: var(--primary); color: #fff; box-shadow: 0 6px 16px rgba(22, 119, 255, 0.25); }
.button-primary:hover { background: var(--primary-600); }
.button-ghost { background: transparent; color: var(--primary); border: 1px solid rgba(22,119,255,.35); }
.button-ghost:hover { background: rgba(22,119,255,.06); }

/* Hero art */
.hero-art { position: relative; border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); border: 1px solid var(--line); }
.hero-art img { width: 100%; height: 100%; display: block; aspect-ratio: 4/3; object-fit: cover; filter: saturate(105%) contrast(102%); }
.hero-art::after { content: ""; position:absolute; inset:0; background: radial-gradient(600px 240px at 80% -20%, rgba(22,119,255,.12), transparent 60%); pointer-events:none; }

/* Form */
.form { display: flex; gap: 10px; flex-wrap: wrap; }
.input { height: 44px; padding: 10px 14px; border: 1px solid var(--line); border-radius: 12px; outline: none; width: 260px; font-size: 15px; transition: border-color .2s ease, box-shadow .2s ease; }
.input:focus { border-color: var(--primary); box-shadow: 0 0 0 4px rgba(22,119,255,.12); }
.submit { height: 44px; padding: 10px 16px; border-radius: 12px; background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%); color: #fff; border: 0; font-weight: 700; display: inline-flex; align-items: center; gap: 10px; cursor: pointer; box-shadow: 0 8px 20px rgba(15,181,186,.25); transition: filter .2s ease, transform .06s ease; }
.submit:hover { filter: brightness(0.95); }
.submit:active { transform: translateY(1px); }
.spinner { width: 16px; height: 16px; border: 2px solid rgba(255,255,255,.5); border-top-color: #fff; border-radius: 50%; animation: spin 1s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* News grid */
.news { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 18px; box-shadow: var(--shadow); transition: transform .15s ease, box-shadow .15s ease; }
.card:hover { transform: translateY(-4px); box-shadow: 0 14px 34px rgba(16,24,40,.12); }
.card .thumb-wrap { border-radius: 14px; overflow: hidden; margin: -4px -4px 12px; aspect-ratio: 16/9; background: #f5f9ff; }
.card img.thumb { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .25s ease; }
.card:hover img.thumb { transform: scale(1.03); }
.card .tag { display: inline-block; font-size: 12px; padding: 6px 10px; border-radius: 999px; background: rgba(15,181,186,.1); color: var(--accent-600); font-weight: 700; margin-bottom: 8px; }
.card h3 { font-size: 18px; margin: 8px 0 6px; }
.card p { margin: 0; color: var(--muted); font-size: 14px; }

/* CTA band */
.cta-band { position: relative; background: radial-gradient(1200px 600px at 80% -20%, rgba(22,119,255,.12), transparent 60%), radial-gradient(1000px 600px at -10% 120%, rgba(15,181,186,.12), transparent 60%), #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.cta-band::before { content:""; position:absolute; inset:0; background-image:url('https://images.pexels.com/photos/7663144/pexels-photo-7663144.jpeg'); background-size:cover; background-position:center; opacity:.09; pointer-events:none; filter:saturate(90%) brightness(1.05); }
.cta-panel { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 24px; align-items: center; }
.cta-box { background: var(--glass); backdrop-filter: blur(20px); border: 1px solid rgba(255,255,255,.7); border-radius: 18px; padding: 24px; box-shadow: var(--shadow); }

/* Accordion */
.accordion { border: 1px solid var(--line); border-radius: 16px; overflow: hidden; background: #fff; }
.acc-item { border-top: 1px solid var(--line); }
.acc-item:first-child { border-top: 0; }
.acc-head { width: 100%; text-align: left; padding: 16px 18px; background: #fff; border: 0; font-weight: 700; display: flex; align-items: center; justify-content: space-between; cursor: pointer; }
.acc-content { padding: 0 18px 0; height: 0; overflow: hidden; transition: height .25s ease; }
.acc-content-inner { padding: 0 0 16px; color: var(--muted); }

/* Footer */
.footer { background: #0b1220; color: #c9d6ff; }
.footer a { color: #e6f1ff; text-decoration: none; }
.footer .container { padding-top: 36px; padding-bottom: 36px; }
.footer .grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 24px; }
.footer small { color: #9db0d1; }
.legal { margin-top: 14px; font-size: 13px; color: #9db0d1; }
.divider { height: 1px; background: rgba(255,255,255,.12); margin: 20px 0; }

/* Cookie banner */
.cookie { position: fixed; bottom: 18px; left: 18px; right: 18px; max-width: 640px; margin: 0 auto; background: var(--glass); backdrop-filter: blur(16px); border: 1px solid rgba(255,255,255,.7); border-radius: 16px; box-shadow: var(--shadow); padding: 14px; display: none; z-index: 60; }
.cookie.visible { display: block; }
.cookie .row { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.cookie .actions { margin-left: auto; display: flex; gap: 10px; }
.cookie .btn { padding: 10px 14px; border-radius: 12px; border: 1px solid var(--line); background: #fff; cursor: pointer; font-weight: 700; }
.cookie .accept { background: var(--primary); color: #fff; border: 0; }
.cookie .reject { background: #fff; color: var(--text); }

/* Utilities */
.kicker { color: var(--accent-600); font-weight: 800; letter-spacing: .12em; text-transform: uppercase; font-size: 12px; }
.muted { color: var(--muted); }
.center { text-align: center; }
.reveal { opacity: 0; transform: translateY(10px); transition: opacity .4s ease, transform .4s ease; }
.reveal.in-view { opacity: 1; transform: translateY(0); }

/* Responsive */
@media (max-width: 980px) {
  .hero .grid, .cta-panel, .footer .grid { grid-template-columns: 1fr; }
  .news { grid-template-columns: 1fr; }
  .input { width: 100%; }
}